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MultiBit HD: the complete guide

The hierarchical deterministic MultiBit wallet (2014–2017). Seed phrases, encrypted files, backups and restoration — explained.

The short answer

MultiBit HD (2014–2017) is the second-generation wallet: a hierarchical deterministic wallet where a 12-, 18- or 24-word seed derives the wallet's address tree (12- and 18-word sets appear more commonly), stored encrypted in mbhd.wallet.aes. The seed is the real backup. Later wallets generally restore in Electrum with BIP39 and path m/0'; early Beta-era wallets may need a version-specific procedure. Always verify against a known historical address before assuming the restoration is correct.

What is MultiBit HD?

MultiBit HD was designed to fix the biggest weakness of its predecessor. MultiBit Classic stored a bag of independent private keys, and users who backed up inconsistently could lose funds after a crash or update. MultiBit HD introduced a hierarchical deterministic structure: one master seed generates a tree of addresses, so a single backup reproduces the entire wallet.

"HD" stands for Hierarchical Deterministic — every address is derived deterministically from the seed, in a strict hierarchy of accounts and receive/change chains.

One seed, all keys
A 12-, 18- or 24-word phrase derives the wallet's addresses (for documented later versions).
Encrypted storage
Wallet data lives in AES-encrypted mbhd.wallet.aes.
Automatic backups
Timestamped .aes.zip backups in a zip-backup folder.

MultiBit HD seed phrases: 12, 18 or 24 words

MultiBit HD records show wallet-word sets of 12, 18 and 24 words (from the standard BIP39 word list); 12- and 18-word sets appear more commonly in recovery documentation, but documented 24-word cases exist. The seed is the single most important thing you can have:

  • With the seed, the entire wallet — every address and balance — can be rebuilt in compatible software.
  • The seed words must be written down in order and stored securely, offline.
  • MultiBit HD's seed design aligned with standards that survived, which is why later HD wallets restore in current Electrum — but an early HD wallet had a documented BIP32 compatibility issue (issue #445), so always verify against a known historical address.

Where MultiBit HD stores its files

MultiBit HD keeps its data in an operating-system-specific MultiBitHD folder:

Operating systemDefault folder
Windows%APPDATA%\MultiBitHD\
macOS~/Library/Application Support/MultiBitHD/
Linux~/.multibit-hd/

Files you might find inside

  • mbhd.wallet.aes — the encrypted wallet file (bitcoinj protobuf, AES-encrypted with your password).
  • zip-backup/ — a folder of timestamped .aes.zip backups created automatically.
  • mbhd.spvchain and mbhd.checkpoints — SPV blockchain headers; irrelevant to your funds.

How to restore a MultiBit HD wallet

Because HD wallets derive everything from the seed, restoration is the cleanest path in the whole MultiBit family:

  1. Install Electrum and create a new standard wallet.
  2. Choose "I already have a seed" and enter your 12-, 18- or 24-word phrase.
  3. Check the BIP39 option.
  4. Set the derivation path to m/0' (MultiBit HD's non-standard but documented path — see below).
  5. Complete setup; Electrum derives your receive and change addresses and shows your balance.

⚠️ MultiBit HD did not use the modern m/44'/0'/0' path. It used early bitcoinj derivation under m/0' (receive chain m/0'/0, change chain m/0'/1). If the wallet appears empty, this is often the reason — but not always: an early MultiBit HD wallet had a documented BIP32 compatibility issue (issue #445). Full click-by-click instructions: restore a MultiBit HD seed.

MultiBit HD not opening?

If MultiBit HD won't open or crashes on launch, a launch failure alone does not mean the bitcoin has been lost — the wallet data lives in the mbhd.wallet.aes file and is controlled by your seed phrase, not by the app. Launch problems are usually Java- or sync-related, and you never actually need to open MultiBit again to recover: your seed restores directly in Electrum. See the won't open guide for the full fix.

Is MultiBit HD safe to use today?

No. Like Classic, MultiBit HD was discontinued in July 2017 and should not be used to store new bitcoin. Its design legacy is genuinely positive though — the seed-based model it helped normalize is now the industry standard, and later seed phrases generally remain usable — early Beta-era wallets may need a version-specific restore procedure.

MultiBit HD FAQ

Are MultiBit HD seeds 12, 18 or 24 words?

MultiBit HD records show wallet-word sets of 12, 18 and 24 words; 12- and 18-word sets appear more commonly in recovery documentation, but documented 24-word cases exist. Word count alone does not identify the exact version. When restoring in Electrum, choose BIP39 and enter your words in order, then verify against a known historical address.

What is inside the MultiBitHD folder?

The MultiBitHD folder holds the encrypted mbhd.wallet.aes file, a zip-backup folder of timestamped .aes.zip backups, and SPV files like mbhd.spvchain. The folder lives at %APPDATA%\MultiBitHD on Windows, ~/Library/Application Support/MultiBitHD on macOS, and ~/.multibit-hd on Linux.

What is the mbhd.wallet.aes file?

It is MultiBit HD's encrypted wallet file (bitcoinj protobuf, AES-encrypted). It contains your wallet data protected by your password, but the seed phrase is the true backup — with the seed you can restore everything without the file.

Does MultiBit HD support 18-word seeds in Electrum?

Electrum compatibility has changed across versions, so check the current Electrum documentation for your installed version. Documented MultiBit HD sets include 12, 18 and 24 words (12 and 18 appear more commonly). Create a new standard wallet, choose 'I already have a seed', enable BIP39, set the derivation path to m/0', and verify against a known historical address.

Why does my restored HD wallet show zero balance?

Usually the derivation path: MultiBit HD's documented early scheme used m/0' (receive m/0'/0, change m/0'/1), not m/44'/0'/0'. Also check word order, spelling and that BIP39 was enabled. A zero balance is not proof the path is wrong — an early MultiBit HD wallet had a documented BIP32 compatibility issue (issue #445). If it still shows zero, stop and verify the wallet type before guessing.

MultiBit HD won't open — can I still get my bitcoin?

Yes. MultiBit HD stores your wallet in the mbhd.wallet.aes file and your funds are controlled by the 12-, 18- or 24-word seed phrase (12 and 18 appear more commonly) — both independent of the app. If the application won't open or crashes, you can restore the seed directly in Electrum without ever opening MultiBit again; see the won't-open guide.

I forgot my MultiBit HD password — can I restore my wallet without it?

Yes. The HD password only encrypts the local mbhd.wallet.aes file; it never touches your seed. With your 12-, 18- or 24-word seed phrase you can rebuild the entire wallet in Electrum without the password — tick BIP39 and set the derivation path to m/0'. See the forgot-password guide for the full walkthrough.

I found a mbhd.wallet.aes file — what is it and can I open it?

The mbhd.wallet.aes file is the encrypted MultiBit HD wallet on disk. You cannot open it without the wallet password, but you don't need to: every address derives from your 12-, 18- or 24-word seed phrase, so restore the seed in Electrum (BIP39, path m/0') and your wallet rebuilds itself. The file is only needed if the seed is lost.

What is the wallet.aes.zip or zip-backup file?

MultiBit HD automatically wrote rolling backups of its encrypted wallet file as timestamped .aes.zip archives in a zip-backup folder — the files people search for as 'zip.aes'. Each archive contains a copy of mbhd.wallet.aes (the same encrypted wallet data). You can unzip it to recover the wallet file itself — but your 12-, 18- or 24-word seed phrase remains the real backup, and restores everything without any file.